There are three specific rules, acts and laws in place currently that will protect a longshoreman, a harbor worker, or anyone else who works on the ocean in one way or another, if they are injured on the job. Any suits or complaints filed in regard to these rules are known as maritime claims. Maritime claims is a general term that refers to any claims that are made by a person working offshore on boats, cargo ships, other sea faring vessels, or even oil platforms, as well as those who work along docks, sea terminals, or river ways.
The three aforementioned laws, acts and rules are the Longshore and Harbor Workers Compensation Act, the Defense Base Act, and Section 27, which is also known as the Jones Act. All three deal with maritime claims, but are tweaked just a bit to make each one specific to a certain instance. For example, the Jones Act pertains to cabotage. This is a fancy name for coastal shipping. And the Act requires that all of the goods that are transported over the water, between US ports, are to be carried in United States flag ships, and that the ships are to be constructed in the United States, crewed by either United States citizens or permanent residents, and the ship is to be owned by a United States citizen.
Defense Base Act attorneys and lawyers enforcing the Longshore and harbor workers compensation Act are focused on those who are injured while working at sea. Sometimes the accident can be bad enough that the worker is unfortunately killed. In that case, through the DBA, death benefits are granted of up to $3,000 for a reasonable funeral. And the survivors of the deceased are given a stipend based on the worker salary. When simply injured, the LHWCA provides over $747 million in medical, vocational, and monetary rehabilitation benefits. And it even has just under $3 billion in reserve securities to ensure that injured workers are still granted compensation for their injuries, even if the hiring company cannot pay the disability.
With the three laws in place, those working at sea can rest assured that they will be protected should they ever receive a work related injury. We can hope that it never happens, but it is an unfortunate inevitability, and therefore is good to have these acts in place as safety nets.